Health Insurance Guide - Individual Health Insurance In Florida Section

Individual Health Insurance In Florida Navigation

Small Business Health Insurance Florida
Tx Health Insurance
Articles On Health Insurance
Individual Health Insurance
Florida Health Insurance
Health Insurance For Nannies
Affordable Health Insurance Plans
Health Insurance Companies California
Health Insurance Policies
Private Health Insurance Policies
Health Insurance
Guaranteed Issue Health Insurance
Health Insurance And Florida
Private Health Insurance In Uk
Health Insurance Alternative Medicine
Health Insurance Medical
Travel Health Insurance Australia
Northern Ca Health Insurance
Health Insurance Florida
Health Insurance Alternative Medicine
Health Insurance Terms
Nanny Health Insurance
Medical Health Insurance
Health Insurance Jobs

Best Sellers

Annuities: The Shocking Secrets Revealed.
Discover the Shocking Secrets that Banks and Insurance Companies Don't Want You to Know.

Affirmations Software - Sculptor3.
Affirmation goal setting motivational software, for improved mental/physical health, personal growth.

The Power Of Positive Habits E-Book.
Learn how to Re-Program your Mind & Body and reach your goals Automatically!

Self Improvement: The Top 101 Experts.
This eBook is best described as an Encyclopedia of Self Improvement with information on 101 of the top Experts in the industry.

Find Spiritual Balance With Deepak Chopra & Authentic Ayurvedic Products At

Best Individual Health Insurance In Florida Products

Instant Health Insurance Quotes

***** Free Glucose Monitor - Click Here! *****

DiabetesStore.Com America's Diabetes Super Store

Simple. Affordable. Accurate. Shop the OMRON® Webstore!

Blood Pressure Monitors from Omron Webstore!

Main Individual Health Insurance In Florida sponsors

Individual Health Insurance In Florida


Latest Individual Health Insurance In Florida Amazon Book Added

Amazon Affiliate


Welcome to Health Insurance Guide

Individual Health Insurance In Florida Article

Which do you prefer, Dental Insurance or Discount Dental Plans (Fee for Service)?
Raul Ramirez

Good dental health, as well as correcting dental problems, is

essential to overall health. Many Americans are finding
themselves without effective dental coverage to treat and
maintain their dental needs. This is due in part to businesses
increasingly cutting-back or offering inferior dental coverage
for prices many can't afford. So what are people to do? As a
result, people have started looking for alternatives for their
dental coverage needs especially online. The #1 question people
are asking is, "What's the difference between Dental Insurance
and Discount Dental Plans?"

There are distinct differences between the way dental insurance
plans and "discount dental plans work. Usually, dental insurance
is used by large groups and businesses to cover their employee's
dental care. Dental insurance is true insurance where monthly
premiums are paid for defined coverage. Dental insurance is not
readily available to individuals and families, unless provided
by their employer. The pitfalls of dental insurance include
annual benefit maximums, deductibles, waiting periods for
procedures, and limitations and exclusions. There are also
claims forms to fill out and submit. Dental insurance a lot of
times doesn't even cover the cost of preventative measure until
deductibles are met. You are able to use any dentist but the
monthly premiums for dental insurance may be as much as $30 per
month for individuals and over $100 per month for family plans.

Discount dental plans or "fee for service" plans, on the other
hand, are available for everyone whether or not you are covered
by a group plan. Fee for service plans are designed to provide
clients dental networks at reduced rates or better yet, pay a
certain amount and only that amount for services performed.
Discount dental plans are affordable and are the most widely
available dental programs for individuals and families. These
discount plans work differently than dental insurance plans, yet
provide consumers with real and substantial savings on most
dental procedures. Discount dental plans are membership-based
programs that usually provide coverage on an annual basis.
Consumers pay a membership fee in exchange for secured discounts
on most dental services, such as dental exams, routine
cleanings, fillings, extractions, root canals, dentures, crowns,
and braces. These plans typically save the consumer ten to sixty
percent off most standard out-of-pocket fees when visiting a
participating network provider. Most discount dental plans
provide a "fee schedule" with the discounted fees listed out in
the membership materials to ensure consumers will receive their
promised savings.

While there are several differences between traditional dental
insurance plans and discount dental plans, they can also be used
together in certain situations to maximize savings. Gulf Breeze
Insurance Inc. offer both plans but prefer to off the fee for
service plan for the basic fact our clients like to save money
and most need dental coverage now with no waiting period or
stipulations on the money they spend. The fact that you know
exactly what you are getting and saving is enough to prefer
these plans over any other. Many dentists will even tell you at
the time you checkout how much you have just saved. You can even
visit Gulf Breeze Insurance Inc. at to see if one of these plans
is available in your area and how much it can help you.

About the author:

Raul Ramirez is a licensed agent in the state of Florida. He
owns and operates Gulf Breeze Insurance Inc. an independent
insurance agency. Please feel free to use this article on your
site so as you include name of author and website.

Individual Health Insurance In Florida News

No item elements found in rss feed.