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Health Insurance Small Companies Article

Health Insurance Facts and figures
Tony

Millions of Americans in 1999 without health insurance: 43

Percentage of Americans in 1999 without health insurance: 16
Biggest group of uninsured workers: Childless single workers
Percentage of U.S. population with employment-based health insurance: 62
Percentage of uninsured Americans who work or live with workers: 80
Percentage of uninsured workers who work full-time: 71
Percentage of uninsured workers who work part-time: 29
Percentage of uninsured workers in firms with fewer than ten employees: 25
Percentage of uninsured workers in firms with more than 100 employees: 43
Percentage of uninsured workers who earn less than $7/hr: 43
Percentage of uninsured workers who earn less than $10/hr: 69
Cost of a typical family coverage policy in 2001: $6,800
Annual income of a 4-person family at 200% of the poverty line in 2001: $35,300
Percentage of family’s $35,300 income needed to pay for insurance: 19
Percentage of family’s $35,300 income needed for insurance with $2000 subsidy: 14
Percentage of uninsured workers with low incomes (below 200% of poverty line): 59
Percentage of uninsured workers whose employers don’t sponsor insurance: 59
Percentage of uninsured workers who aren’t eligible for their employers’ plan: 21
Percentage of workers in retail whose employers don’t offer insurance coverage: 61
Percentage of workers in construction whose employers don’t offer: 63
Percentage of workers in manufacturing (durables) whose employers don’t offer: 91
Percentage of workers in professional services whose employers don’t offer: 80
Percentage of workers in personal services whose employers don’t offer: 46
Size of firms least likely to offer health insurance: fewer than 10 employees
Percentage of full-time workers (more than 35 hours) offered coverage: 85
Percentage of part-time workers (20-34 hours) offered coverage: 43
Percentage of part-time workers (less than 20 hours) offered coverage: 20
Percentage of poor workers in single-earner families who decline offer of coverage: 25
Percentage of high income workers in single-earner families who decline offer: 5

Adapted from Workers Without Health Insurance: Who Are They and How Can Policy Reach Them?
Bowen Garrett, Len M. Nichols, and Emily K. Greenman, The Urban Institute, 2001.

This article has been written by http://www.my-family-health-insurance.info
For more information on health insurance, visit our web site http://www.my-family-health-insurance.info
This article is not a substitute for medical advice.

Please feel free to use this article in your newsletter or on your web site, the resource box must be included. If you use this article, please send a brief message to let me know where it appeared: mailto:mfhi@t4star.com Thank you.




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