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Health Insurance Low Rates Article

Prescription contraceptives must be covered
Paul Douglas

Susan (identity changed), from Lenox Hill Hospital in New York

City, belongs to the group of women having the same problem. Her
employer, did not provide insurance for prescription
contraceptives. That is why Susan had to pay for them
out-of-pocket. Susan asked the hospital to pay for
contraceptives, because it covered other prescription drugs and
preventative care. When the hospital refused, she got in touch
with the National Women's Law Center, Washington, D.C. NWLC
attorneys immediately informed the hospital administration that
these actions were illegal under Federal and state laws against
sex discrimination in employment. As a result Lenox Hill
authorities gave up.



Apart from the Federal and state laws against sex discrimination
in the workplace, 20 other states have introduced legislation
forcing insurance companies to pay for prescription
contraceptives if they do so with other prescription drugs. NWLC
has issued the guide, "Contraceptive Equity Laws in Your State:
Know Your Rights-Use Your Rights" to make it easier for women to
use these insurance laws to get coverage for
href="http://www.pharmacycenter.org">prescription
contraceptives.



The guide provides a summary of the crucial clauses concerning
the contraceptive equity laws, procedures for filing a complaint
if your insurance company does not cover Birth control, contact
information for state insurance departments, and complaint
forms. "Access to contraception is a central part of women's
health care. It's absolutely essential for women to know that
there are new laws to help them get insurance coverage for
prescription contraceptives-and that we are here to help them
understand and exercise their rights," claims Judith C.
Applebaum, NWLC vice president and legal director.



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