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Financing a Bariatric Surgery
Eddie Tobey

Bariatric surgery for weight loss may be a life-saving procedure, but it is not cheap. Although a number of insurance companies cover the procedure, many individuals find that their medical insurance providers balk at the cost. Most insurance companies require a letter outlining a patient’s weigh-loss history and the medical necessity for the surgery before they will even consider financing the procedure. Even with a carefully crafted letter, many insurance companies will refuse to authorize the surgery.


If this happens, the patient should not give up hope, since most insurance providers give patients an opportunity to appeal a denial. Most insurance companies require that patients appeal within 30-60 days after receiving a denial of coverage. The bariatric surgery insurance Appeal Letter should include information disputing the insurance provider’s reason for denial. As a last result, patients may need an attorney to help prove the medical necessity of the procedure.

For patients with no insurance, there are financial alternatives available. A number of financial institutions offer financing specifically for healthcare expenses such as co-payments, deductibles, and procedures not covered by insurance, including bariatric surgery. Some offer no-interest, same-as-cash plans as well as extended payment plans. Some bariatric surgery centers contract with finance companies to offer financial assistance to patients who are interested in this type of surgery but do not have the insurance to pay for it.

Finally, a patient can take out a home equity loan to finance the procedure. Those patients who do elected to pay for bariatric surgery themselves should keep in mind that it may be tax deductible, since it is considered a major medical expense. A consultation with an accountant may e in order.
Bariatric Surgery Info provides detailed information on bariatric surgery, including cost, patients, centers, diet, financing, and complications, as well as specific procedures like laparoscopic and bypass surgery. Bariatric Surgery Info is the sister site of Gastric Bypass Surgery Web.




California Health Insurance Providers News

Health Insurance & Social Stigmas Prevent Proper Mental Health Care

insurance coverages and now even social stigmas are preventing many Americans from receiving the proper help for mental illnesses and services. About 20 percent of residents of California report a need for mental health services, while one in 25 report serious psychological distress, researchers found. Need Health Insurance? Get a Free Quote on Coverage read more

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California to Send Notice of Health Premium Rate Hike Rates

The State Department of Insurance has begun alerting customers by e-mail whenever health insurance providers submit planned rate hikes to the agency.

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Stigma keeps many from mental health help

LOS ANGELES, July 29 (UPI) -- About 20 percent of residents of California report a need for mental health services, while one in 25 report serious psychological distress, researchers found. Mental health - California - Health - LOS ANGELES - Oceania

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Mental Health Stigma Keeps Many from Seeking Help

There may be a significant difference between the number of people suffering from mental health problems and the number that actually seek treatment for their mental distress. The reason for the discrepancy? The stigma that comes with mental health issues. About 20 percent of residents of California report a need for mental health services, while one in 25 report serious psychological distress ...

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Nearly Five Million Californians Need Mental Health Services

UCLA researchers have determined that 4.9 million people in California believe they need help for a mental or emotional health problem. Researchers from the UCLA Center for Health Policy Research also determined that approximately one in 25, or more than 1 million, reported symptoms associated with serious psychological distress (SPD), which includes the most serious kinds [...]

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Nearly 1 in 5 Californians report need for mental health services, study finds

( University of California - Los Angeles ) A comprehensive new study of mental health status and use of mental health services in California by the UCLA Center for Health Policy Research found that nearly one in five adults in California, about 4.9 million persons, said they needed help for a mental or emotional health problem. Additionally, approximately one in 25, or over 1 million ...

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Nearly one in five Californians report need for mental health services, study finds

A comprehensive new study of mental health status and use of mental health services in California found that nearly 1 in 5 adults in California, about 4.9 million persons, said they needed help for a mental or emotional health problem. Additionally, approximately 1 in 25, or over one million Californians, reported symptoms associated with serious psychological distress, which includes the most ...

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