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Affordable Health Insurance Georgia Article

Financing a Bariatric Surgery
Eddie Tobey

Bariatric surgery for weight loss may be a life-saving procedure, but it is not cheap. Although a number of insurance companies cover the procedure, many individuals find that their medical insurance providers balk at the cost. Most insurance companies require a letter outlining a patient’s weigh-loss history and the medical necessity for the surgery before they will even consider financing the procedure. Even with a carefully crafted letter, many insurance companies will refuse to authorize the surgery.


If this happens, the patient should not give up hope, since most insurance providers give patients an opportunity to appeal a denial. Most insurance companies require that patients appeal within 30-60 days after receiving a denial of coverage. The bariatric surgery insurance Appeal Letter should include information disputing the insurance provider’s reason for denial. As a last result, patients may need an attorney to help prove the medical necessity of the procedure.

For patients with no insurance, there are financial alternatives available. A number of financial institutions offer financing specifically for healthcare expenses such as co-payments, deductibles, and procedures not covered by insurance, including bariatric surgery. Some offer no-interest, same-as-cash plans as well as extended payment plans. Some bariatric surgery centers contract with finance companies to offer financial assistance to patients who are interested in this type of surgery but do not have the insurance to pay for it.

Finally, a patient can take out a home equity loan to finance the procedure. Those patients who do elected to pay for bariatric surgery themselves should keep in mind that it may be tax deductible, since it is considered a major medical expense. A consultation with an accountant may e in order.
Bariatric Surgery Info provides detailed information on bariatric surgery, including cost, patients, centers, diet, financing, and complications, as well as specific procedures like laparoscopic and bypass surgery. Bariatric Surgery Info is the sister site of Gastric Bypass Surgery Web.




Affordable Health Insurance Georgia News

Primary Health Care - Three Decades Of Federally Mandated Health Care Services

Amid all the sound and fury surrounding the national health care debate, the rhetoric and controversy and shouted questions – Is access to medical attention a commodity or a right? Is nationalized health care affordable, or even possible?

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Shalala leads health care discussion

President Donna E. Shalala presented “UM and Health Care Reform” Wednesday at 12 p.m. in the Multipurpose Room of the UM Field House.

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Groups approved for 'early retiree' health-care funds

Nearly 2,000 employers and unions have been approved to seek federal reimbursement for the health claims of their "early retirees," or retired workers 55 or older who are too young for Medicare, the Obama administration announced Tuesday.

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United Way sets fundraising goal of $3.6 million

In a community still reeling from one of the highest unemployment rates in the state, the need for financial and other assistance continues.

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Refunds available for health insurance scam victims

Georgians who purchased a health insurance plan from American Trade Association, Inc. or its affiliates have until August 31, 2010 to request a refund of premium from this unauthorized insurer.

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Immediate MedCare Redefines Urgent Care in the Southeast -- Newest Center Opened in August

Upscale urgent care center chain, Immediate MedCare, opened the doors of its newest facility, in Ellijay, GA, on August 2nd 2010. The North GA center is the next step in the urgent care industry leader's initiative to open 100 centers throughout the Southeast over the next three years, offering extended hours of operation and a faster, less expensive alternative to the emergency room.

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Fact sheet outlines immediate benefits of the Affordable Care Act for Georgia residents

The Obama Administration today highlighted new information that describes how the Affordable Care Act , just five months after its enactment, is already giving Americans more control over their ...

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